Create ONE photorealistic outfit flat-lay photograph, portrait 2:3. ALL items separated with gaps, completely visible: camel single-breasted knee-length wool coat, ivory rib turtleneck fully tucked into charcoal straight trousers, black leather loafers, dark brown structured tote. Tucked/untucked describes future styling only, here show each garment separately including inner layers. Off-white seamless background, premium practical fashion catalogue, accurate materials and construction. NO person, body, mannequin, overlap, text, labels, logos, decorative props. Show both shoes. All edges inside frame.